Terms and Conditions

Last Updated: June 2025

IMPORTANT NOTICES

RISK WARNING: Virtual assets involve significant risks including high volatility, potential total loss of investment, regulatory uncertainty, and irreversible transactions. You should carefully consider whether virtual asset services are suitable for you and only invest what you can afford to lose.

NO INVESTMENT ADVICE: We do not provide investment advice of any kind. All decisions regarding virtual asset transactions are your own responsibility.

PROFESSIONAL USERS ONLY: Our services are intended for business and professional users only. We do not provide services to retail consumers or end-users.

1. Introduction and Acceptance

1.1 About These Terms

These Terms and Conditions ("Terms") govern your use of virtual asset services provided by MLP International Ltd ("MLP", "we", "us", or "our"). By accessing our platform or using our services, you unconditionally agree to be bound by these Terms.

1.2 Company Information

  • Legal Entity: MLP International Ltd
  • VASP License: RDWW-1785 (Poland)
  • Regulatory Authority: Polish Ministry of Finance and General Inspector of Financial Information
  • Registration Number: 540400158
  • Registered Address: 116 Piotrkowska Street, Lodz 90-006, Poland

1.3 Agreement to Terms

If you do not agree to these Terms, you must immediately cease using our services.

2. Services and Licensing

2.1 Licensed Services

We provide virtual asset services under our Polish VASP license, including exchange, custody, transfer, and trading services as authorized by our license.

2.2 Service Availability

  • Services are provided on a business-to-business basis only
  • We reserve the right to modify, suspend, or discontinue services at any time
  • Service availability may vary based on jurisdiction and regulatory requirements

3. Eligibility and Account Requirements

3.1 Eligibility Criteria

To use our services, you must:

  • Be at least 18 years of age with full legal capacity
  • Represent a legally established business entity
  • Act in a commercial or professional capacity
  • Have legal authority to enter binding agreements
  • Not be located in restricted jurisdictions
  • Pass our verification procedures

3.2 Prohibited Users

We do not provide services to:

  • Individuals under 18 years of age
  • Residents of restricted territories
  • Persons on sanctions lists or restricted databases
  • Entities involved in illegal activities
  • Retail consumers or end-users

3.3 Verification Requirements

Before providing services, you must complete our verification procedures and provide all requested documentation as required by applicable law.

4. Use of Services

4.1 Permitted Use

You may use our services only for legitimate business purposes in compliance with applicable laws and regulations.

4.2 Prohibited Activities

You must not use our services for:

  • Any illegal activities or violation of laws
  • Money laundering or terrorist financing
  • Fraud, theft, or deceptive practices
  • Transactions with sanctioned persons or entities
  • Market manipulation or abusive trading
  • Activities that could harm our reputation

4.3 Compliance Obligations

You agree to comply with all applicable laws, maintain accurate information, and cooperate with our compliance procedures.

5. Virtual Asset Risks

5.1 Risk Acknowledgment

You acknowledge that virtual assets involve significant risks including:

  • High volatility and potential total loss
  • Regulatory uncertainty and changes
  • Technical risks and system failures
  • Irreversible transactions
  • Market and liquidity risks

5.2 No Guarantees

We do not guarantee profitability, availability, or protection against losses.

5.3 Investment Responsibility

You are solely responsible for investment decisions and should seek independent advice if needed.

6. Fees and Payments

6.1 Service Fees

We charge fees for our services as communicated to you. Current fee information is available upon request.

6.2 Payment Terms

  • Fees are payable as specified in our fee schedule
  • We may deduct fees from account balances
  • All amounts are exclusive of applicable taxes

6.3 Fee Changes

We may modify fees with appropriate notice as required by law.

7. Account Management

7.1 Account Security

You are responsible for maintaining account security and must immediately report any unauthorized activity.

7.2 Account Monitoring

We monitor accounts for compliance and security purposes and may freeze accounts pending investigation.

7.3 Account Termination

We may terminate accounts for violation of these Terms, compliance requirements, or risk management purposes.

8. Data Protection and Privacy

Personal data is processed in accordance with our Privacy Policy, which forms part of these Terms.

9. Intellectual Property

We own all intellectual property in our platform and services. You receive a limited, non-exclusive license to use our services in accordance with these Terms.

10. Limitation of Liability

10.1 Liability Exclusions

To the maximum extent permitted by law, we exclude liability for:

  • Market volatility or investment losses
  • Blockchain network failures or delays
  • Third-party actions or services
  • Force majeure events
  • Indirect or consequential damages

10.2 Liability Cap

Our total liability is limited to the lower of: (i) direct damages only, or (ii) fees paid by you in the preceding 12 months.

10.3 User Responsibilities

You are liable for all activities conducted through your account and compliance with applicable laws.

11. Suspension and Termination

11.1 Suspension Rights

We may suspend services for breach of Terms, suspicious activity, regulatory requirements, or risk management.

11.2 Termination

Either party may terminate with 30 days' notice. We may terminate immediately for material breach.

11.3 Effect of Termination

Upon termination, access ceases and we will return assets subject to legal requirements and our procedures.

12. Force Majeure

We are not liable for delays or failures due to events beyond our reasonable control, including natural disasters, government actions, network failures, or pandemics.

13. Dispute Resolution

13.1 Governing Law

These Terms are governed by Polish law and subject to Polish court jurisdiction.

13.2 Complaint Process

Complaints should be directed to our customer service team. We will investigate and respond within reasonable timeframes.

13.3 Regulatory Complaints

You may contact Polish Financial Supervision Authority (KNF) or General Inspector of Financial Information (GIIF) for regulatory matters.

14. General Provisions

14.1 Amendment

We may update these Terms with reasonable notice. Continued use constitutes acceptance of changes.

14.2 Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between us.

14.3 Severability

If any provision is invalid, the remainder remains enforceable.

14.4 Assignment

We may assign our rights. You may not assign without our written consent.

15. Contact Information

MLP International Ltd

  • Address: 116 Piotrkowska Street, Lodz 90-006, Poland
  • Contact: Through our customer service channels
  • VASP License: RDWW-1785

Regulatory Information:

  • Polish Financial Supervision Authority (KNF)
  • General Inspector of Financial Information (GIIF)

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.